With her red Santa hat and infectious smile, Rose stood out from her Seed Effect group. Once we heard her story, we knew we had to share it with you this Christmas. In the midst of hardship, Rose’s group has become like family; a gift that you have made possible.

“My favorite thing about Seed Effect is the love I have received from fellow group members. They support me whenever things are difficult.”

-Rose, Ama-Alu Seed Effect Savings Group

As we celebrate the birth of our Savior and sit in awe of His great love for us, we’re also inspired by your love for Rose and the tens of thousands of Seed Effect members just like her.

Thank you for being a part of the Seed Effect family.
Merry Christmas!