“I have joined a Seed Effect savings and loan group so I can access loans to grow my business so I can pay school fees for my children.

When I take a loan from my Seed Effect savings and loan group, I invest the funds in my business. Then from the profits, I use part of it to repay interest and the other part to support my family. 

My favorite thing about my Seed Effect savings and loan group is the encouragement I get from the other members. It makes me strong.”