God is using you to transform lives through our holistic economic development strategy.

%

of members hear the gospel

saved by members

%

avg return on savings

meet our members

view annual report

It all starts with a simple green box

The materials included in a secure metal box, combined with the long-term guidance of our indigenous staff, promote holistic poverty alleviation.

look inside the box

Hope starts with a simple green box

The materials included in a secure metal box, combined with the long-term guidance of our indigenous staff, promote holistic poverty alleviation.

look inside the box

Our 3-Year Approach

Year 1:

Saving & Loan

Groups receive foundational training on how to operate their savings and loan groups. The training and accompanying Bible study provide a Biblical understanding of poverty and the hope of restoration in Jesus Christ.

Year 2:

Entrepreneurship

Seed Effect trainers empower groups to grow further through entrepreneurship and livelihood training for starting (or improving) a business. Groups also learn a model for studying provided Scriptures on their own.

Year 3:

Independence

Seed Effect trainers ensure groups are empowered to thrive independently for years to come. Trainers facilitate any needed connections and help groups think through how they will work towards the goals they have as a group and as individual families.

How Microfinance Works

Without access to banking services, refugees and those trapped in material poverty don’t have a safe place to save for lump sum expenses, like school fees, or a way to access affordable credit to support income generation. Without access to insurance, paying for emergency expenses can be devastating. Broken systems force many of these families to struggle to survive rather than thrive, and, as a result, they lack the opportunity to overcome poverty.

Seed Effect’s Christ-centered savings-led microfinance program provides a safe place for poor households to save and borrow money in order to generate income, as well as Christ-Centered community and spiritual discipleship.