Fred Lagua

Fred “When you listen to the word of God, it gives you wisdom for many things.” < return to members “I chose to save with Seed Effect after the field officer visited our church and talked about the benefit of joining a group. The field officer told us,...

Christine Kiden

Christine Kiden “Seed Effect’s program helped my children to study in school.”  < return to members Without access to banking services, refugees and people trapped in material poverty don’t have a way to access affordable credit or a safe place to save for lump sum...

Betty Simon

Betty “My savings group helped me manage school fees, grow my business, and improve my home.” < return to members When Betty, a South Sudanese refugee, joined Seed Effect her family was eating only one meal a day, she had no electricity and no livestock.  During...

Chizela Murra

Chizela “I have learned about sharing one another’s burdens and that God provides peace to His people.” < return to members “My favorite thing about my group is the financial support I have received. I have used my loan for school fees and...

Rose Dipio

Rose “My favorite thing about my Seed Effect group is the love I have received from fellowgroup members. They support me whenever things are difficult.” < return to members With her red Santa hat and infectious smile, Rose stood out from her Seed Effect...

James Kenyi

James “When somebody educates you it is more necessary than when someone gives you cash – that will stick in your mind forever and ever.” < return to members “I have been in the refugee settlements in Uganda three different times. First in 1957,...