Beatrice Mawadri

Beatrice “When I joined this [Seed Effect] group my life got saved — I gave my life to Christ and I now know who he is.” < return to members After seeing the fruit her mother-in-law was bearing in her Seed Effect savings group, Beatrice was inspired and decided to...

Fred Lagua

Fred “When you listen to the word of God, it gives you wisdom for many things.” < return to members “I chose to save with Seed Effect after the field officer visited our church and talked about the benefit of joining a group. The field officer told us,...

Christine Kiden

Christine Kiden “Seed Effect’s program helped my children to study in school.”  < return to members Without access to banking services, refugees and people trapped in material poverty don’t have a way to access affordable credit or a safe place to save for lump sum...

Betty Simon

Betty “My savings group helped me manage school fees, grow my business, and improve my home.” < return to members When Betty, a South Sudanese refugee, joined Seed Effect her family was eating only one meal a day, she had no electricity and no livestock.  During...

Chizela Murra

Chizela “I have learned about sharing one another’s burdens and that God provides peace to His people.” < return to members “My favorite thing about my group is the financial support I have received. I have used my loan for school fees and...

Rose Dipio

Rose “My favorite thing about my Seed Effect group is the love I have received from fellowgroup members. They support me whenever things are difficult.” < return to members With her red Santa hat and infectious smile, Rose stood out from her Seed Effect...